Dinamika dan Potensi Perkembangan Investasi Financial Technology di Indonesia dalam Kacamata Hukum Positif untuk Meningkatkan Minat Masyarakat Revolusi Industri 5.0

Abstract

Abstrak

Terciptanya sistem keuangan yang stabil dan memberi manfaat bagi seluruh lapisan masyarakat. Dalam hal ini,institusi keuangan memainkan peran penting melalui fungsi intermediasinya untuk mendorong pertumbuhan ekonomi, pemerataan pendapatan, pengentasan kemiskinan serta pencapaian stabilitas sistem keuangan. Hanya saja industri keuangan yang berkembang sangat pesat belum tentu disertai dengan akses keuangan yang memadai. Padahal, akses layanan jasa keuangan merupakan syarat penting keterlibatan masyarakat luas dalam sistem perekonomian. Keberadaan Fintech membuat proses transaksi keuangan menjadi lebih praktis dan cepat. Fintech kini berkembang di seluruh dunia, termasuk Indonesia dalam menghadapi revolusi industry 5.0.

Kata Kunci: Minat Financial Technology, Revolusi Industri 5.0

Abstract

The creation of a stable financial system that benefits all levels of society. In this regard, financial institutions play an important role through their intermediary function to promote economic growth, income distribution, poverty alleviation and the achievement of financial system stability. Just industry finance that is growing very rapidly is not necessarily accompanied by access to finance adequate finance. In fact, access to financial services is a prerequisite. The involvement of the wider community in the economic system is important. The existence of Fintech makes the process of financial transactions more practical and faster. Fintech is now developing all over the world, including Indonesia in the face of the 5.0 industrial revolution.

Keywords: Interest in Financial Technology, Industrial Revolution 5.0