STRENGTHENING FINANCIAL LITERACY THROUGH CASH FLOW RECORDING AT KWT GIRI ASIH CENGKEHAN
STRENGTHENING FINANCIAL AT KWT GIRI ASIH CENGKEHAN
Keywords:
Cash flow recording, Community empowerment, Participatory approach, Women farmers groupAbstract
This community engagement initiative aims to empower rural women through financial literacy training by implementing a structured cash flow recording system for the Giri Asih Women Farmers Group (KWT) in Cengkehan, Wukirsari Village, Bantul. The primary objective is to address issues related to inconsistencies in financial records and enhance the group's capacity in managing income and expenditure transparently and accurately. The participatory-educative method was adopted, involving a six-stage approach: problem identification, program planning, technical training, mentoring, evaluation, and model replication. The training combined manual bookkeeping with digital tools to ensure accessibility and sustainability among members with varied literacy levels.. Before the intervention, only the treasurer performed financial recording, with frequent mismatches between recorded and actual cash received. After the training and mentoring, over 70% of members became involved in the recording process, monthly reporting was consistently conducted, and discrepancies in cash handling were eliminated. The program also fostered greater transparency and collaborative decision-making within the group. As a significant outcome, the community adopted the Participatory model, which integrates member rotation, system standardization, and collective evaluation. This model shows strong potential to be replicated by other rural women groups seeking to build economic resilience through sound financial practices.
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Copyright (c) 2026 Laila Hepi Aldania, Rahandhika Ivan Adyaksana, Sukhemi Sukhemi, Nendra Mursetya Somasih Dwipa, Adhi Prakoso, Fitriani Fitriani, Muhammad Bin Shahril
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